Do Personal Injury Settlements Cover Chiropractic Care?

Woman holding up elbow with assistance from chiropractor.

One of the biggest concerns for Iowa victims of personal injury accidents is how they will pay for their medical treatments. As victims seek to recover damages for their personal injury cases, they may wonder if their settlements will cover the cost of chiropractic care for their ongoing treatment needs.

By planning for their medical needs and working closely with a skilled personal injury attorney, Iowa residents who have suffered a personal injury may be able to cover the cost of chiropractic treatment in their settlement. All it takes is a strategic approach, a knowledgeable lawyer, and careful documentation.

When To See a Chiropractor for Your Personal Injury

Following your accident, you must see a medical professional to determine the severity of your personal injury. Even if you do not feel immediate discomfort, it’s important to see a doctor to ensure there are no underlying injuries at play. Especially if you suffered a car accident or slip-and-fall, you’ll want to complement your medical exam with a chiropractic exam.

Plaintiffs in personal injury cases need to realize that the care they receive is time-sensitive. The earlier you can document that chiropractic treatments took place, the more likely they will be included in your settlement when you file your lawsuit. Delaying chiropractic care following an accident could negatively impact your ability to recover treatment costs in your settlement.

Getting Compensated for Chiropractic Care After Your Personal Injury

Despite its ability to aid in the healing process, chiropractic treatment is still widely regarded as discretionary, non-medical care by most insurance companies. As a result, it can be more challenging for victims to recover the cost of chiropractic care in their personal injury claim. To increase the likelihood of getting compensated for chiropractic treatment, follow the steps below:

  • Step one: Begin chiropractic treatment immediately following your injury. As aforementioned, the earlier you can prove that chiropractic care began, the higher your chances of getting compensated for treatment.
  • Step two: Ask your doctor for a chiropractic referral as part of your treatment plan.
  • Step three: Request that your chiropractor carefully documents your condition and treatment plan. Be sure to have them include diagnostic test results, radiology reports, symptom charts, medical referrals, and patient improvement reports.
  • Step four: Keep an injury and activity log detailing your pain and limitations.
  • Step five: Stick to your treatment plan and physical therapy regimen.

By carefully documenting your treatment journey and having your doctors specify chiropractic care in your records, you’ll increase the likelihood of getting compensated for your care needs. It’s always wise to consult with a knowledgeable personal injury attorney to ensure you have the best chance at recovering the damages to which you are entitled.

Contact a Council Bluffs Personal Injury Attorney

After your doctor, the first call you should make following a personal injury is to your attorney. At Peters Law Firm, our team of personal injury attorneys has the legal expertise necessary to help you litigate your case. We have years of experience helping clients cover the cost of chiropractic care through their personal injury settlements. Contact our team to schedule an initial consultation today!

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